Equity Term

Unlike all other guaranteed term insurance, Equity Term is priced to have residual value if and when you no longer need the policy. Equity Term is guaranteed term life insurance with THE LOWEST ANNUAL PREMIUMS and THE LOWEST CONTINUATION PREMIUMS.

See why thousands of people each day are choosing Equity Term's structure over traditional term policies.

  • Guaranteed lowest lifetime term rates available.
  • Lowest premiums and lowest guaranteed continuation premiums.
  • Equity Term is the only type of term insurance with residual value that becomes an asset during your lifetime.
  • Convert at ANY time from your current term policy to Equity Term and pay the same or LESS.
  • Everything is guaranteed.

 

With traditional term life insurance, the policy WILL NEVER have residual value and therefore, you have no chance of recovering any portion of the premiums you paid. Why?

Because the overwhelming majority of us WILL OUTLIVE our need for the life insurance we own. Unless your term policy was purchased after 2009, the policy you own was designed without consideration of the growing secondary market for life insurance policies. Unfortunately, traditional term life insurance has no value other than its death benefit.

With Equity Term™, you now have the opportunity to recapture a portion of your premiums. You can own Equity Term™ with value for all of life’s possible outcomes.

For the first time and at no additional cost, you can own 1 policy for life - Equity Term™ life insurance that pays you when you decide the coverage is no longer necessary.

For More Information Visit EquityTermInsurance.com