As the burgeoning life settlement market matures and gains wider industry acceptance, a growing number of high net worth clients entering their golden years are selling their life insurance policies to secure much-needed cash. But experts say seniors now weighing this option, and the advisors who counsel them, should consider the alternatives before making a decision ...
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The intricacies and applications of premium financing are broad enough to meet the planning need of wealthy families and business owners. Read Ted Bernstein's interview concerning premium financing in the February/March 2008 issue of Private Wealth ...
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A Boca Raton life-insurance agent has set up a system that can provide people with universal life insurance with a reduced commission and at little overall cost - If economic factors work in their favor. Ted Bernstein, president of Life Insurance Concepts, said he developed the concept years ago with his father Simon Bernstein, and they have about 500 clients in their two-and-a-half-year-old company ...
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Ted Bernstein and his father, Si Bernstein, created Life Insurance Concepts more than three years ago. Both are veterans of the insurance industry, with combined experience of nearly 65 years ...
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This is a case that is very important and should be read by every member of the estate planning team. It is also an excellent review of the concept of insurable interest and the insured's right to sell or assign his/her rights ...
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The deal offered to affluent seniors sounds awfully good: two years of free life insurance, plus a luxury car, a cruise, or a cash payment. All you have to do is take out a multimillion-dollar life insurance policy with a loan you're not obligated to repay and sell or transfer the policy in a couple of years ...Letter by Richard E. Neal and Phil English written to Henry M. Paulson, Secretary of the United States Department of Treasury ...
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Inside Wall Street's most macabre investment scheme yet ...
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The deal offered to affluent seniors sounds awfully good: two years of free life insurance, plus a luxury car, a cruise, or a cash payment. All you have to do is take out a multimillion-dollar life insurance policy with a loan you're not obligated to repay and sell or transfer the policy in a couple of years ...
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Keeping a life-insurance policy is often a better bet than selling a policy to an investor or surrendering it, according to a new study ...
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Ted Bernstein 